This budgeting app changed my life

This isn’t a typical “this app changed my life” post. Most of those seem to be written within a few days of someone trying a new app for the first time.

This app recommendation comes off the back of over 2 years of continuous use. Without this app, my life would be substantially worse.

The app is YNAB, which stands for “You Need A Budget”.

This piece of software is remarkable in its ability to truly transform a person’s life. Before, I lived month-to-month and didn’t really save much. If a trip came along, I’d just pay for it all that month. I wasn’t prepared for emergency spending, but simultaneously my impulse purchasing was out of control (thanks, ADHD).

Now I have YNAB, I feel financially prepared for pretty much anything. I save up over time for every trip I have planned. I have money set aside for emergency purchases. And I can see what I can afford to save up for big purchases. I’m setting aside serious money for the first time in my life.

This app has given me control over my money, and my life.

Do you need to use this specific budgeting app? Possibly not. But I have tried a few, and this is the one that clicked for me. I was initially resistant because you need to change how you think about money and budgeting in order to make it work, but their YouTube channel has been extremely helpful - thanks Hannah!

If you don’t have a solution for this already, I strongly encourage you to try YNAB. It’s been amazing, and it’s the one piece of software I genuinely don’t think I could live without.